With the increasingly frequent use of the used car market, many owners have purchased or sold used cars. In this process, how to deal with transfer of strong insurance, commercial vehicle insurance, and vehicle and boat taxes, many owners are not clear, causing this or that trouble. So, how to change the insurance of used car sales?  1. Traffic Insurance "car" In accordance with the relevant regulations in the “Transmission Risk Regulations,†the use of used-car sales and compulsory traffic insurance cannot, in principle, be surrendered. The only thing that can be surrendered is when the vehicle is sold off-site and a new owner pays an additional traffic risk in the area. At that time, the new owner can take the identity proof, driving book, transfer formalities, and the new handling strong insurance policy to the original owner company for surrender. However, the TAC insurance is not “along with peopleâ€. The easiest way is to only handle the change of the TAC insurance. TAC insurance can be applied nationwide. Changing the used-car cross-border insurance requires the new owner to bring the ID card, the original strong insurance policy, the driving permit and the transfer certificate to the local insurance company.  2. Commercial vehicle insurance changes in time It is advisable to change the second-hand car ownership commercial vehicle insurance in time. If the transfer is made in this city, the contents of the owner's insurance policy will be changed. This requires the new owner and the original owner to bring the original insurance policy, ID card, driving book, and transfer certificate to the original insurance company. If it does not change in time, it will require the owners of new and old cars to make claims at the same time. Many insurers cannot cover the land in different places. If the used car is sold to a foreign market, the original owner is also advised to go to the insurance company to withdraw from the insurance before selling the car. The new owner can re-insure the car after he buys the car to avoid future damages. dispute. 3. Taxes for vehicles and boats need to be clearly defined The new vehicle owner’s tax liability for vehicles and boats begins on the same day as the date of transfer. If the previous owner’s default on vehicle and vessel taxes is not related to the new owner, it is not necessary to pay it on behalf of the owner. If the original owner has already paid the vehicle tax, the new owner will need to provide the tax payment certificate for the current year. Although the tax rates for different vehicles and boats vary from place to place, after the transfer of used cars, the tax payment certificate paid at place A is still valid in place B. If the original owner did not pay the vehicle and boat tax that year, the new owner would need to pay back. Finally, you need to prompt friends who want to buy a used car. In addition to the car's performance and condition, the history of the used car is also very important. The historical record of the vehicle refers to the previous insurance payout record of the car. In general, the premium of an old car with a pay record is higher than that of an old car without a pay record, and for a “clean carâ€, the insurance company is A certain percentage of discounts are often given when insured or renewed. Therefore, when the owner purchases a used car, it is best to ask the original owner for the original car insurance policy.
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